Regional Finance is a consumer finance company that operates a network of branches providing short-term loans and related lending services. The organization positions itself as serving individuals who may have limited access to traditional credit, emphasizing flexible financing solutions tailored to local needs. Its business model centers on personal installment loans, with a focus on accessibility and streamlined application processes designed for quick funding.
Historically, Regional Finance traces its growth through a nationwide expansion of branches in multiple states, aiming to serve communities with practical, attainable financial options. The firm emphasizes customer-centric service, with staff trained to assess individual circumstances and offer loan products aligned to specific repayment capabilities. The organization’s reach includes a broad geographic footprint, reflecting a strategy of proximity to customers and ease of access for borrowers seeking financing to manage everyday expenses or unexpected costs.
Operational scope encompasses standard loan origination activities, account management, and customer support across its branch network. This description highlights the entity’s core purpose, history of expansion, and primary functions without venturing into comparative or promotional language.
Address
6407 South Blvd J, Charlotte, NC 28217
Phone
(704) 55 61 730Website
branches.regionalfinance.comBetter than 36% of providers in Charlotte
Links and information about Regional Finance:
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Find answers to common questions
Regional Finance is listed as a financial service provider in Charlotte, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Charlotte and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.7, which is better than 36% of providers in Charlotte.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.