Regional Finance operates as a consumer finance lender with a network of branches serving local markets, including Charlotte, North Carolina. The organization focuses on providing installment loans and related financial services to individuals seeking short- to mid-term financing options. Its presence in Charlotte aligns with a broader regional footprint that targets borrowers who prefer nearby access to loan products and in-person customer service. Historically, regional consumer finance companies in this sector developed through franchise-like networks and acquisitions, emphasizing standardized processes, regulated lending practices, and compliance with state laws. The entity’s primary functions include underwriting, disbursement of funds, customer account management, and routine loan servicing, with an emphasis on transparent terms and repayment schedules. Operational scope typically encompasses branch-level operations, centralized underwriting support, and local community engagement to facilitate loan applications and servicing. This description focuses on the organization’s nature, history, and core activities without endorsing any products or making financial recommendations.
Address
3250 Wilkinson Blvd H, Charlotte, NC 28208
Phone
(704) 83 72 674Website
branches.regionalfinance.comBetter than 46% of providers in Charlotte
Links and information about Regional Finance:
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Charlotte, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Charlotte and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.8, which is better than 46% of providers in Charlotte.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.