M&T Bank is a federally chartered bank operating as a full-service financial institution with a long-standing presence in the United States banking system. The organization traces its origins to early 19th-century financial services providers that gradually merged and evolved, culminating in a modern regional bank known for a broad array of routine banking products and services. Its institutional framework supports consumer, business, and wealth-related activities, underpinned by established principles of financial stewardship and risk management.
Located in Buffalo, New York, the entity operates within a defined regional footprint that includes multiple branches, offices, and corporate functions designed to serve diverse customer needs. Core activities encompass traditional deposit taking, loan origination and administration, payment services, and supplemental financial solutions that align with regulated banking standards. The organization maintains operational processes focused on reliability, compliance, and customer data integrity, enabling consistent delivery of core banking capabilities across its service areas.
Better than 6% of providers in Buffalo
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M&T Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
M&T Bank is listed as a financial service provider in Buffalo, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask M&T Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from M&T Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare M&T Bank with other providers in Buffalo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
M&T Bank has a rating of 2.2, which is better than 6% of providers in Buffalo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents M&T Bank requests. It is always best to call ahead using the phone number on this page so M&T Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, M&T Bank also offers: Bank.