The Housing Finance Agency at 119 Washington Ave #3, Albany, NY 12210, is a state-level public entity dedicated to expanding affordable housing opportunities and supporting housing-related programs within New York. Established to address housing needs, the agency collaborates with state and local governments, lenders, and community organizations to implement financing mechanisms and policy initiatives aimed at increasing access to safe, decent, and affordable homes for residents across the state. Its historical role centers on leveraging public resources to catalyze private investment, manage mortgage credit programs, and help municipalities achieve housing goals through strategic planning and funding coordination.
Primary functions include administering government-backed financing tools, such as loan programs and bond-financed initiatives, designed to stimulate development and rehabilitation of housing stock. The agency engages in program design, risk assessment, and compliance oversight to ensure efficient use of public funds while promoting stability in housing markets. Operating within a statewide framework, it coordinates with partner agencies to align resources with housing initiatives, community development, and urban revitalization efforts.
Address
119 Washington Ave # 3, Albany, NY 12210
Phone
(518) 43 42 118Find answers to common questions
Housing Finance Agency is listed as a financial service provider in Albany, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Housing Finance Agency to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Housing Finance Agency, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Housing Finance Agency with other providers in Albany and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Housing Finance Agency has a rating of 0.0, compared to the city average of 3.7.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Housing Finance Agency requests. It is always best to call ahead using the phone number on this page so Housing Finance Agency can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Housing Finance Agency also offers: Loan agency.