Capital Bank operates as a locally focused commercial bank serving the Albany, New York region. It originated in the mid-1990s as a niche institution founded by Albany-area business leaders to provide relationship-based banking and a broad suite of financial services to businesses and individuals in the Capital District. The organization began its operations on Wolf Road in Colonie before expanding with multiple local offices, emphasizing accessible, client-centered financial solutions within the community. Its primary functions include deposit services, lending activities, and basic digital banking offerings, all aligned with supporting small to mid-sized enterprises and personal banking needs in the Capital Region. The bank’s history reflects a commitment to strength, growth, and community engagement, maintaining a focus on practical financial solutions and local economic activity. The organization operates within a network of branches in the Albany area, continuing the legacy of regional banking with a customer-centric approach.
Better than 33% of providers in Albany
Links and information about Capital Bank:
Capital Bank, a division of Chemung Canal Trust Company 477 followers on LinkedIn. Chart Your Course. We'll Help You Get There. Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region.
www.linkedin.comCapitalize Albany Corporation 462 followers on LinkedIn. Growing Businesses. Transforming Neighborhoods. Investing in Albany's Future. A catalyst for economic growth, Capitalize Albany Corporation facilitates transformational development projects, serving as the City of Albany’s economic development arm. A registered 501(c) (3) non-profit organization implementing programs and resources to create, retain, and attract business in the City of Albany.
www.linkedin.comSpecialties: Capital Bank promises more than great customer service. We build our approach to banking around your needs-with a wide range of products and services including checking, savings, IRAs, personal and home loans and Web Banking that are accessible, supportive and empowering. We want you to take the lead. So let’s begin the conversation on how you want to bank. Get started today by applying online!
www.yelp.comGet more information for Capital Bank in Albany, NY. See reviews, map, get the address, and find directions.
www.mapquest.comCapital Bank the oldest locally owned and managed community bank in New York, blending tradition with innovation.
www.capitalbank.comOur History A History Like No Other Built on a Foundation of strength, growth & Commitment. Where it all Began In 1833, Chemung Canal Trust Company was founded in Elmira, New York, with a vision to provide strong, independent financial services to the community. From the very beginning, we have been committed to honesty, integrity,
www.capitalbank.comCapital Bank & Trust Company is not active anymore since 04/09/2011 due to Absorption - Without Assistance. Chemung Canal Trust Company was the successor institution. The headquarter was located at 1375 Washington Avenue, Albany, NY 12206.
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Find answers to common questions
Capital Bank is listed as a financial service provider in Albany, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Capital Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Capital Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Capital Bank with other providers in Albany and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Capital Bank has a rating of 3.4, which is better than 33% of providers in Albany.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Capital Bank requests. It is always best to call ahead using the phone number on this page so Capital Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Capital Bank also offers: Bank.