State Employees Credit Union (SECU) at 813 St Michaels Dr, Santa Fe, NM 87505, operates as a member-owned financial cooperative serving eligible individuals and communities within its service area. Founded to provide accessible financial services, SECU emphasizes member input in governance and decision-making, aligning its operations with cooperative principles. The organization traditionally offers a range of core financial offerings, including deposit accounts, loan products, and related banking services designed to support everyday financial needs and long-term planning for its members.
Historically, credit unions like SECU in New Mexico have focused on building local financial stability by reinvesting earnings to benefit members, maintain prudent risk management, and support community development. Operationally, a credit union of this nature typically maintains member service centers, online and mobile access, and a compliant framework to meet regulatory standards governing non-profit financial cooperatives. The primary functions center on safeguarding members’ funds, facilitating convenient access to financial services, and ensuring sound stewardship of communal resources while adhering to applicable state and federal regulations.
Better than 12% of providers in Santa Fe
In addition to the primary service, State Employees Credit Union also offers:
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State Employees Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
State Employees Credit Union is listed as a financial service provider in Santa Fe, NM and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask State Employees Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from State Employees Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare State Employees Credit Union with other providers in Santa Fe and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
State Employees Credit Union has a rating of 2.7, which is better than 12% of providers in Santa Fe.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents State Employees Credit Union requests. It is always best to call ahead using the phone number on this page so State Employees Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, State Employees Credit Union also offers: Loan agency, ATM, Corporate office, Credit union, Mortgage lender.