World Finance is a consumer finance company operating from a Las Cruces, New Mexico address. The organization focuses on providing short-term loan products and related financial services to individuals and small businesses within its service area. It emphasizes accessible credit solutions and standardized loan processes, including application evaluation and repayment terms tailored to local customers.
The entity appears to serve as a local finance provider within the broader national industry of installment and payday-style lending, reflecting common regional licensing and regulatory frameworks. Its operations are concentrated in a storefront setting, offering in-person consultations, loan underwriting, and customer support to address routine financing needs.
Key functions include customer intake, loan product execution, term management, and ongoing account servicing. The organization aims to maintain compliance with applicable state and local requirements while delivering timely responses to borrower inquiries and repayment arrangements within its geographic footprint.
Better than 76% of providers in Las Cruces
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
WELLS FARGO BANK, 2505 El Paseo Rd, Las Cruces, NM 88001, Mon - 9:30 am - 4:00 pm, Tue - 9:30 am - 4:00 pm, Wed - 9:30 am - 4:00 pm, Thu - 9:30 am - 4:00 pm, Fri - 9:30 am - 4:00 pm, Sat - 9:00 am - 12:00 pm, Sun - Closed
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World Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
World Finance is listed as a financial service provider in Las Cruces, NM and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Las Cruces and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 76% of providers in Las Cruces.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.