World Finance at 2501 E 20th St Ste 11 in Farmington, New Mexico, operates as a locally focused consumer finance organization that provides small-dollar loan products and related financial services. The entity’s presence in Farmington situates it within a broader network of regional branches offering accessible, short-term lending solutions intended to address immediate funding needs for individuals and families. The organization’s core function centers on facilitating loan applications, underwriting, and disbursal, alongside customer service designed to explain terms, repayment options, and related account questions. Historically, regional finance companies of this type emerged to serve markets underserved by larger lenders, emphasizing streamlined processes and local decision-making. Operational scope typically encompasses in-person consultation, document collection, and on-site adjudication, with an emphasis on rapid turnaround for approvals and fund delivery. The Farmington location contributes to the organization’s regional footprint by serving residents of San Juan County and nearby communities, aligning with a model that prioritizes community-based access to credit.
Better than 67% of providers in Farmington
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
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Find answers to common questions
World Finance is listed as a financial service provider in Farmington, NM and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Farmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 67% of providers in Farmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.