Wells Fargo Bank operates as a financial services institution with a long-standing presence in the United States, offering a range of retail banking services. At its core, the organization provides personal and business banking products, including deposit accounts, lending solutions, and basic wealth management services designed to support everyday financial needs and enterprise operations. Its historical development traces through a series of mergers, acquisitions, and regional expansions that’ve shaped its nationwide footprint and service model.
The specific branch located at 2360 Lakewood Road in Toms River, New Jersey, functions as part of Wells Fargo’s branch network, delivering in-person customer interactions, routine financial transactions, and access to digital banking tools. This location supports community banking by facilitating routine account activity, loan inquiries, and guidance on standard banking products. The branch operates within the broader regulatory framework governing consumer banking, emphasizing compliance, risk management, and customer service consistent with Wells Fargo’s corporate governance and operational standards.
Better than 56% of providers in Toms River
In addition to the primary service, Wells Fargo Bank also offers:
Other providers in Toms River with similar ratings:
Wells Fargo Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Wells Fargo Bank is listed as a financial service provider in Toms River, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Wells Fargo Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Wells Fargo Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Wells Fargo Bank with other providers in Toms River and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Wells Fargo Bank has a rating of 3.2, which is better than 56% of providers in Toms River.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Wells Fargo Bank requests. It is always best to call ahead using the phone number on this page so Wells Fargo Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Wells Fargo Bank also offers: Bank, ATM.