Oportun is a fintech lender that provides small-dollar, installment loans and related financial services focused on underserved consumers. The organization operates through a network of storefronts and digital channels, offering accessible credit options and consumer financing solutions. Its business model centers on providing quick, short-term borrowings with a structured repayment plan, designed to address gaps in traditional lending for individuals with limited credit histories. Historically, Oportun has positioned itself as a community-focused lender aiming to expand access to credit while leveraging data-driven underwriting and responsible lending practices. At its core, the organization seeks to balance financial inclusion with risk management, offering products tailored to customers who may face barriers to obtaining credit from conventional banks. The Newark location serves as part of its broader geographic footprint, contributing to local consumer financing options within an urban market.
Better than 80% of providers in Newark
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Newark, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Newark and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 5.0, which is better than 80% of providers in Newark.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.