Provident Bank, located at 1553 John F. Kennedy Boulevard in Jersey City, New Jersey, is a regional financial institution that operates within the banking sector. Its history reflects the evolution of community-focused banks in urban New Jersey, with roots tracing back to its establishment as a local financial service provider. The organization has historically offered core banking activities consistent with mid-20th-century to contemporary regional banks, including deposit-taking, loan origination, and basic wealth management services, while maintaining compliance with state and federal banking regulations.
The bank’s primary functions center on serving individuals, small businesses, and local organizations through traditional retail and commercial banking channels. Its operational scope encompasses routine consumer and commercial lending, deposit accounts, and payment services designed to support daily financial needs. As a Jersey City-based entity, Provident Bank operates within a networked financial system that emphasizes stability, regulatory adherence, and integration with regional economic activity. The institution’s ongoing role involves adapting to evolving financial practices while maintaining a focus on its core banking responsibilities.
Address
1553 John F. Kennedy Blvd, Jersey City, NJ 07305
Phone
(201) 33 26 001Website
locations.provident.bankBetter than 50% of providers in Jersey City
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Provident Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Provident Bank is listed as a financial service provider in Jersey City, NJ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Provident Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Provident Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Provident Bank with other providers in Jersey City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Provident Bank has a rating of 3.5, which is better than 50% of providers in Jersey City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Provident Bank requests. It is always best to call ahead using the phone number on this page so Provident Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Provident Bank also offers: Bank.