Union Bank & Trust is a community financial institution serving Kearney, Nebraska, and the surrounding region from its location at 18 W 23rd St. The organization operates within a traditional banking framework, offering core services that support individuals, families, and local businesses. Its history, rooted in community banking principles, emphasizes steady growth and stability while maintaining a focus on meeting the everyday financial needs of residents.
The bank’s primary functions include deposit taking, loan underwriting, and payment services, alongside financial management support for both personal and business customers. Its operations are structured to facilitate accessible banking, local decision-making, and responsive service delivery. Historical ties to the region’s economic development inform its approach to risk management and customer relationships, reflecting a commitment to prudent financial practices. Through its local footprint, Union Bank & Trust engages with the community to sustain steady performance and reliability in its banking activities, without promoting external comparisons or promotional messaging.
Better than 88% of providers in Kearney
In addition to the primary service, Union Bank & Trust also offers:
Other providers in Kearney with similar ratings:
Union Bank & Trust is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Union Bank & Trust is listed as a financial service provider in Kearney, NE and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Union Bank & Trust to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Union Bank & Trust, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Union Bank & Trust with other providers in Kearney and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Union Bank & Trust has a rating of 5.0, which is better than 88% of providers in Kearney.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Union Bank & Trust requests. It is always best to call ahead using the phone number on this page so Union Bank & Trust can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Union Bank & Trust also offers: Loan agency, Agricultural service.