Billings Federal Credit Union is a member-owned financial cooperative serving individuals who reside, work, worship, or study in its designated field of membership. Established as a community financial institution, it operates with a governance structure that emphasizes member control and democratic decision-making, guided by a board of directors elected by credit union members. The organization provides a range of basic financial services that support day-to-day money management and long-term financial planning within a cooperative framework.
Historically, Billings Federal Credit Union has evolved from a local association formed to meet the savings and loan needs of its members to a more comprehensive financial services provider. Its operational scope includes safeguarding deposits, offering savings and checking accounts, and extending access to funds through teller and ATM networks. The credit union maintains regulatory compliance and prudent risk management practices, aligning its services with applicable federal and state requirements to ensure safety and soundness for members.
Better than 78% of providers in Billings
In addition to the primary service, Billings Federal Credit Union also offers:
Other providers in Billings with similar ratings:
Billings Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Billings Federal Credit Union is listed as a financial service provider in Billings, MT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Billings Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Billings Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Billings Federal Credit Union with other providers in Billings and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Billings Federal Credit Union has a rating of 4.7, which is better than 78% of providers in Billings.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Billings Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Billings Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Billings Federal Credit Union also offers: Federal credit union, ATM, Bank, Credit union.