Postal & Community Credit Union is a member-owned financial cooperative serving St. Joseph, Missouri, and surrounding communities from its Oakland Avenue location. Established to provide accessible banking services, the organization operates as a credit union, emphasizing democratic governance and shared ownership by its members. Its history reflects a community-focused mission to deliver essential financial products through a cooperative model that prioritizes member needs over traditional profit motives. The credit union offers typical retail and household financial services, including deposit accounts and lending products, under a framework designed to promote financial participation and credit union principles. Operational scope centers on supporting everyday financial transactions for individuals who hold membership, with services positioned to foster financial well-being and stability within the local area. The institution's presence at 3921 Oakland Ave anchors its accessibility for members and prospective clients seeking reliable, community-based financial services.
Better than 20% of providers in St Joseph
In addition to the primary service, Postal & Community CU also offers:
Links and information about Postal & Community CU:
3921 Oakland Ave Saint Joseph, MO 64506-4920
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Find answers to common questions
Postal & Community CU is listed as a financial service provider in St Joseph, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Postal & Community CU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Postal & Community CU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Postal & Community CU with other providers in St Joseph and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Postal & Community CU has a rating of 3.3, which is better than 20% of providers in St Joseph.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Postal & Community CU requests. It is always best to call ahead using the phone number on this page so Postal & Community CU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Postal & Community CU also offers: Credit union, ATM, Financial institution, Mortgage lender.