Lovers Lane Credit Union is a member-owned financial cooperative located in St. Joseph, Missouri. As a credit union, it operates on a cooperative model that emphasizes member participation and democratic governance, typically with an annually elected board of volunteers. The organization’s core mission centers on providing financial services that support the economic well-being of its members and the surrounding community.
Historically, credit unions like this one have evolved from locally oriented financial cooperatives to broader institutions offering a range of consumer banking products. The primary functions commonly include accepting deposits, making loans, and providing basic financial services such as checking and savings accounts, along with related customer support. The operational scope usually encompasses serving individuals who share a common bond, including residents of the locality and potentially associated groups. The credit union’s activities are governed by applicable state and federal regulations, with a focus on financial stability, member education, and accessible banking alternatives.
Address
1502 S Belt Hwy A, St Joseph, MO 64507
Phone
(816) 36 44 000Better than 25% of providers in St Joseph
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Lovers Lane Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Lovers Lane Credit Union is listed as a financial service provider in St Joseph, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Lovers Lane Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Lovers Lane Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Lovers Lane Credit Union with other providers in St Joseph and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Lovers Lane Credit Union has a rating of 4.0, which is better than 25% of providers in St Joseph.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Lovers Lane Credit Union requests. It is always best to call ahead using the phone number on this page so Lovers Lane Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Lovers Lane Credit Union also offers: Credit union.