First Community Credit Union, designated here at its Walmart Branch location in St. Charles, Missouri, operates as a community-based financial cooperative that serves members within its field of membership. Originating from a cooperative model that emphasizes member ownership and democratic governance, the organization has evolved to provide a range of basic financial services while maintaining a focus on accessibility and local presence. Its historical trajectory reflects the broader evolution of credit unions in the United States, characterized by member-driven operations and a commitment to financial inclusion for individuals who share common ties or communities.
At its core, the credit union functions as a depository institution offering standard savings and checking accounts, along with related financial services that align with cooperative principles. Its operational scope typically includes branch-based service delivery, shared branching networks, and member education initiatives designed to support prudent financial management. The St. Charles location functions within this framework to serve the surrounding community, maintaining regulatory compliance and organizational governance consistent with credit union best practices.
Address
Walmart Branch, 2897 Veterans Memorial Pkwy, St Charles, MO 63303
Phone
(636) 72 83 333Website
firstcommunity.comBetter than 38% of providers in St Charles
In addition to the primary service, First Community Credit Union also offers:
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First Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Community Credit Union is listed as a financial service provider in St Charles, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Community Credit Union with other providers in St Charles and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Community Credit Union has a rating of 4.4, which is better than 38% of providers in St Charles.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Community Credit Union requests. It is always best to call ahead using the phone number on this page so First Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Community Credit Union also offers: Credit union, ATM.