Tower Loan is a collateralized installment loan provider operating a branch at 1309 S Glenstone Ave, Springfield, Missouri. The organization traces its presence to mid-20th century financial services, focusing on consumer lending within local markets and neighboring states. Its core activities include facilitating short- to medium-term installment loans, with an emphasis on accessible credit solutions for individuals seeking fixed-payment financing arrangements. The Springfield branch serves residents of Springfield and surrounding communities, offering in-person service alongside standard application channels. Historically, the firm has positioned itself as a lender that processes relatively straightforward loan transactions within the Missouri footprint, aligning its offerings with state regulatory requirements governing consumer lending. The bank-like operations at this location center on underwriting, loan disbursement, repayment management, and customer support designed to clarify loan terms and repayment schedules within the constraints of installment lending.
Better than 9% of providers in Springfield
In addition to the primary service, Tower Loan also offers:
Links and information about Tower Loan:
7 reviews of TOWER LOAN "Absolutely the most deceptive "loan" business there is. Had to use this company to purchase an Amish barn because we just paid off my daughters' student loans and we were broke! LOL. The barn company - Good. Tower Loan - very bad. Instead of going to the bank (FICO is 790), the NO interest loan for 2 years seemed like a great idea. So, Instead of paying the minimum amount required each month, we ALWAYS paid $ 50 ~ $ 60 more each month. I calculated our loan to be paid...
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Find answers to common questions
Tower Loan is listed as a financial service provider in Springfield, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Tower Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Tower Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Tower Loan with other providers in Springfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Tower Loan has a rating of 3.7, which is better than 9% of providers in Springfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Tower Loan requests. It is always best to call ahead using the phone number on this page so Tower Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Tower Loan also offers: Loan agency, Financial institution.