Peoples Savings Bank is a regional financial institution serving the OFallon, Missouri area with a focus on community banking. The organization operates as a locally oriented bank that provides core financial services to individual and business customers, grounded in traditional deposit-taking and loan-making activities. Its history reflects a commitment to facilitating local economic activity, fostering relationships with customers, and supporting household and small-business financial needs through service delivery that emphasizes accessibility and personal banking interactions.
The bank’s primary functions include accepting deposits, underwriting and servicing loans, and offering basic financial products tailored to the community it serves. Operational scope centers on branch-based services, compliant financial operations, and a governance framework that aligns with regulatory requirements for safety and soundness. Through its local presence, the institution aims to support residents and enterprises within its footprint while maintaining stable, prudent financial management. The description focuses on the organization’s nature, historical orientation, and function as a community-oriented banking entity.
Better than 78% of providers in O'Fallon
In addition to the primary service, Peoples Savings Bank also offers:
Other providers in O'Fallon with similar ratings:
Peoples Savings Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Peoples Savings Bank is listed as a financial service provider in O'Fallon, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Peoples Savings Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Peoples Savings Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Peoples Savings Bank with other providers in O'Fallon and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Peoples Savings Bank has a rating of 5.0, which is better than 78% of providers in O'Fallon.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Peoples Savings Bank requests. It is always best to call ahead using the phone number on this page so Peoples Savings Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Peoples Savings Bank also offers: Loan agency, ATM, Car finance and loan company, Check cashing service, Financial institution, Bank, Money order service, Money transfer service, Mortgage lender, Savings bank.