Advance America operates as a consumer financial services provider focused on short-term personal loan products and related financial services. The organization has established a network of storefront locations across the United States, including the Lees Summit area, to offer cash advances, installment loans, and related payment solutions to customers seeking quick access to funds. Historically, the company positions itself as a facilitator of readily accessible credit with an emphasis on speed of service and straightforward application processes, typically tailored to borrowers needing immediate financial assistance.
Headquartered and branded operations emphasize a franchise-like store model in local communities, handling customer screening, loan underwriting, and repayment administration within individual branches. The organization’s scope covers in-store customer interactions, basic compliance procedures, and installment or payday loan servicing, with many locations offering extended hours to accommodate urgent borrowing needs. As an established presence in the consumer lending landscape, Advance America maintains standardized procedures and branding across its outlets to ensure a uniform customer experience.
Better than 87% of providers in Lee's Summit
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
Get more information for Advance America in St Ann, MO. See reviews, map, get the address, and find directions.
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Lee's Summit, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Lee's Summit and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 87% of providers in Lee's Summit.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.