Waldo Financial is a Missouri-based consumer loan lender operating from 8437 Wornall Road in Kansas City. Established in 1999, it has developed a local footprint focused on providing short-term financing options to residents of the Kansas City metro area. The organization positions itself as a licensed payday and installment loan provider, delivering quick access to cash through a storefront presence and online application options. Its service scope centers on personal lending, with an emphasis on cash advances tied to car title collateral and other short-term credit products. Waldo Financial emphasizes personalized customer service within its local community, aiming to support customers seeking alternative banking relationships and convenient, rapid funding solutions. The firm has maintained a stable neighborhood-focused model, leveraging its concentrated regional operations to serve residents at its single Kansas City location and through its online channels. The organization highlights a privacy commitment to protect customer loan information and stresses its long-standing presence in the area.
In addition to the primary service, Waldo Financial also offers:
Links and information about Waldo Financial:
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content-whale.comSpecialties: As a licensed payday loan, pay day loan and and cash advance loan lender in the State of Missouri, Waldo Financial has continued to serve the Kansas City metro with payday loans, pay day loans and cash advance loans since 1999. The Waldo Financial mission is to serve every customer with respect and gratitude for their business. Our privacy policy ensures that your personal loan information is held confidential, safe and secure. Visit our convenient Waldo Financial Service Center...
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Find answers to common questions
Waldo Financial is listed as a financial service provider in Kansas City, MO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Waldo Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Waldo Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Waldo Financial with other providers in Kansas City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Waldo Financial has a rating of 3.8, compared to the city average of 4.8.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Waldo Financial requests. It is always best to call ahead using the phone number on this page so Waldo Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Waldo Financial also offers: Loan agency, Car finance and loan company.