Community Choice Financial is a consumer-lending organization operating in Mississippi, including locations such as Southaven. The entity provides short-term loan products and related financial services to individuals and small businesses, reflecting a local-focus model typical of community lenders. Its history includes establishment as a regional lender with storefront locations aimed at providing accessible financial options to nearby residents. Operationally, the organization offers cash-advance style loans and related services, serving customers within its geographic footprint and emphasizing in-person customer interactions. The Southaven address situates the organization within the Memphis metropolitan region, contributing to a network of Mississippi outlets that collectively support local financial access. As a storefront lender, its primary functions center on loan issuance, basic financial services, and customer assistance in navigating credit-related needs. The scope remains focused on community-based lending rather than broader national operations.
Better than 85% of providers in Southaven
In addition to the primary service, Community Choice Financial also offers:
Links and information about Community Choice Financial:
Community Choice Financial offers the services you need to reach your financial goals: Loans, Check Cashing, and Pre-Paid Debit Cards.
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Find answers to common questions
Community Choice Financial is listed as a financial service provider in Southaven, MS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Community Choice Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Community Choice Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Community Choice Financial with other providers in Southaven and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Community Choice Financial has a rating of 5.0, which is better than 85% of providers in Southaven.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Community Choice Financial requests. It is always best to call ahead using the phone number on this page so Community Choice Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Community Choice Financial also offers: Loan agency, Check cashing service, Financial institution.