1st Franklin Financial is a locally focused financial services organization operating in Gulfport, Mississippi, with a history rooted in the broader 1st Franklin Financial Corporation network established in the Southeast. The Gulfport branch at 12261 Highway 49, Suite 15, serves the surrounding Harrison and coastal counties, providing personal installment loans and related services to individuals and families. The entity emphasizes neighborhood-based lending and accessible in-person support, aligning its operations with community-serving goals rather than generic nationwide marketing. Its primary functions include handling loan consultations, processing applications, servicing accounts, and offering related financing resources to residents in the Gulfport area. Historically, the organization traces its roots to mid-20th-century community lending practices that evolved into a structured branch network, maintaining a focus on flexible terms and personalized loan arrangements for local customers. Operational scope appears regional, prioritizing hands-on customer service and local decision-making within its service area.
Better than 52% of providers in Gulfport
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
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www.mapquest.comApply online or in person at our Gulfport branch for a personal installment loan. At 1st Franklin Financial, we offer flexible loans up to $15,000.
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Gulfport, MS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Gulfport and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.9, which is better than 52% of providers in Gulfport.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.