OUR Credit Union, located at 5625 12 Mile Rd in Warren, Michigan, is a member-owned financial cooperative that traces its identity to a mutual model centered on serving individuals who share common affiliations and communities. As a not-for-profit institution, it concentrates on safeguarding members’ financial interests through a coordinated set of deposit and loan services designed to foster financial stability within its local footprint. The organization operates with a governance structure guided by elected volunteers and a professional staff, emphasizing accountability to its membership and adherence to applicable state and federal regulations.
Historically rooted in the cooperative movement, the credit union aligns with traditions of mutual aid, emphasizing accessible financial services and member empowerment. Its primary functions include accepting deposits, providing loan products, and offering basic financial services such as payment processing and account management. Operational scope typically extends to local community engagement, educational outreach, and member-centric service delivery, reflecting a commitment to financial inclusion and community development within Warren and the surrounding area.
Better than 27% of providers in Warren
In addition to the primary service, OUR Credit Union also offers:
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OUR Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OUR Credit Union is listed as a financial service provider in Warren, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OUR Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OUR Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OUR Credit Union with other providers in Warren and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OUR Credit Union has a rating of 3.8, which is better than 27% of providers in Warren.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OUR Credit Union requests. It is always best to call ahead using the phone number on this page so OUR Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OUR Credit Union also offers: Loan agency, Bank, Car finance and loan company, Credit counseling service, Financial planner, Credit union, Mortgage lender, Savings bank.