Flagstar Bank, located at 7016 S Cedar St, Lansing, MI 48911, is a regional financial institution operating as a federally chartered bank with a focus on consumer and business banking services. The organization traces its roots to mid-20th-century roots in Michigan, evolving through mergers and acquisitions to expand its geographic footprint and product offerings. Its history reflects a shift from community-based service models toward a broader, multi-state banking presence while maintaining a emphasis on conventional banking practices and local community engagement.
As a full-service bank, Flagstar provides deposit accounts, loan products, and related financial services tailored to individuals and small to mid-sized businesses. Its operational scope includes branch networking, customer support, and digital banking channels designed to facilitate routine financial transactions, lending decisions, and cash management activities. The institution emphasizes standardized procedures for account administration, credit evaluation, and compliance with applicable banking regulations, ensuring consistent service delivery across its service areas.
Better than 18% of providers in Lansing
In addition to the primary service, Flagstar Bank also offers:
Other providers in Lansing with similar ratings:
Flagstar Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Flagstar Bank is listed as a financial service provider in Lansing, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Flagstar Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Flagstar Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Flagstar Bank with other providers in Lansing and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Flagstar Bank has a rating of 4.0, which is better than 18% of providers in Lansing.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Flagstar Bank requests. It is always best to call ahead using the phone number on this page so Flagstar Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Flagstar Bank also offers: Bank, ATM.