United Bad Credit Loans is described as a credit-focused organization operating from 54 Monroe Center St NE, Grand Rapids, Michigan. The entity's scope centers on providing loan products aimed at consumers facing credit challenges, with a history tied to alternative lending practices and services typically associated with short‑term financing. Its primary functions appear to include originating small-dollar loans, underwriting activities, and handling loan servicing for a regional customer base.
Operational reach and context - The organization appears to serve clients within Michigan and potentially neighboring markets, aligning with common regional lending models that emphasize rapid funding and minimal qualification criteria. - As a lender operating in the consumer finance space, the entity engages in activities such as application intake, credit evaluation within its policy framework, funds disbursement, and ongoing account management. - The historical footprint suggests adaptation to evolving regulatory and market conditions affecting nontraditional lending, with a focus on maintaining access to capital for borrowers who may have limited banking options.
Note: This overview avoids promotional language and does not provide financial guidance or recommendations.
Better than 48% of providers in Grand Rapids
Links and information about United Bad Credit Loans:
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www.my.freelancer.comI am also considering reporting the company to the FTC and the State Attorney General's Office for all the states we operate in. Suggestions? Better ideas? Ask away!... EDIT1: We have a main office in the city I live in. We operate several satellite location across the globe. Our fees are $30 for every $100 that is borrowed (every two weeks). We operate in about half the US - mostly in states that specifically have laws against or at least limiting payday loans.... We offer loans to customers...
www.reddit.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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United Bad Credit Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
United Bad Credit Loans is listed as a financial service provider in Grand Rapids, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask United Bad Credit Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from United Bad Credit Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare United Bad Credit Loans with other providers in Grand Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
United Bad Credit Loans has a rating of 4.5, which is better than 48% of providers in Grand Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents United Bad Credit Loans requests. It is always best to call ahead using the phone number on this page so United Bad Credit Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, United Bad Credit Loans also offers: Loan agency.