Montana Capital Car Title Loans operates as a consumer finance company that offers title-secured loans, using a motor vehicle title as collateral to secure funds. The organization positions itself within a network of national title loan providers that emphasize rapid access to cash, often marketed as minimal credit barriers for borrowers who own a vehicle outright or have substantial equity in their vehicle. Its Grand Rapids location appears to be part of a broader operational footprint that includes multiple branches across Michigan and other states, suggesting a standardized approach to application, underwriting, and funding processes. Primary activities include evaluating vehicle equity, underwriting loan amounts, and administering repayment terms tied to the borrower’s vehicle title. The entity’s public-facing materials typically describe straightforward loan products designed to convert a title into immediate liquidity while allowing continued vehicle use, with compliance framed around state- and federal-level consumer finance regulations. This overview focuses on the organization’s nominal function, scope, and historical context within the car-title lending sector.
Address
1503 Cesar E. Chavez Ave SW #2, Grand Rapids, MI 49503
Phone
(313) 25 14 708Website
montanacapital.comBetter than 52% of providers in Grand Rapids
Links and information about Montana Capital Car Title Loans:
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Montana Capital Car Title Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Montana Capital Car Title Loans is listed as a financial service provider in Grand Rapids, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Montana Capital Car Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Montana Capital Car Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Montana Capital Car Title Loans with other providers in Grand Rapids and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Montana Capital Car Title Loans has a rating of 4.6, which is better than 52% of providers in Grand Rapids.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Montana Capital Car Title Loans requests. It is always best to call ahead using the phone number on this page so Montana Capital Car Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Montana Capital Car Title Loans also offers: Loan agency.