Michigan Schools and Government Credit Union (MSGCU) is a member-owned financial cooperative serving individuals affiliated with education and government sectors, along with their families, in Michigan. Established to provide accessible financial services, MSGCU operates as a not-for-profit organization, emphasizing member needs through a cooperative model that reinvests earnings to benefit its members. The credit union offers a range of account services, loan products, and financial management resources designed to support personal and professional goals, while maintaining a focus on community stewardship and member education.
Headquartered with a physical presence at 40400 Garfield Road in Clinton Township, MSGCU maintains a footprint that supports branch-based service delivery and digital access for its members. Its history reflects growth alongside the communities it serves, guided by governance from volunteer Board involvement and credit union regulations designed to protect member interests. Primary functions include accepting deposits, extending credit, and providing financial services that align with the cooperative principles of accessibility, transparency, and member benefit. Operational scope encompasses financial products and services, member education, and community-oriented programs.
Better than 13% of providers in Clinton Township
In addition to the primary service, Michigan Schools and Government Credit Union also offers:
Other providers in Clinton Township with similar ratings:
Michigan Schools and Government Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Michigan Schools and Government Credit Union is listed as a financial service provider in Clinton Township, MI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Michigan Schools and Government Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Michigan Schools and Government Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Michigan Schools and Government Credit Union with other providers in Clinton Township and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Michigan Schools and Government Credit Union has a rating of 3.4, which is better than 13% of providers in Clinton Township.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Michigan Schools and Government Credit Union requests. It is always best to call ahead using the phone number on this page so Michigan Schools and Government Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Michigan Schools and Government Credit Union also offers: Credit union, ATM, Car finance and loan company, Financial consultant, Financial institution, Investment company, Mortgage lender.