Cornerstone Bank is a Midwest and Northeast–based community lender with a Worcester, Massachusetts, headquarters and a broader Central Massachusetts presence. Formed in 2017 through the merger of two long-standing local mutual banks, SpencerBANK and Southbridge Savings Bank, the institution inherits more than a century of regional banking history and community-oriented service. The bank emphasizes a locally grounded approach, underpinning client relationships with personal attention and accessible guidance across consumer and small business needs. Its organizational model centers on a community banking philosophy, aiming to deliver reliable deposit and lending solutions within a footprint that includes multiple branch offices across Central Massachusetts. Operationally, Cornerstone Bank provides standard banking services, including deposit accounts and loan products, designed to support local individuals, businesses, and community organizations. The bank’s mission and governance focus appear aligned with sustaining financial services rooted in local trust and regional economic participation, reflecting a strategy built on long-standing local financial stewardship and collaborative community engagement.
Better than 92% of providers in Worcester
Links and information about Cornerstone Bank:
Cornerstone Bank 1,960 followers on LinkedIn. Cornerstone Bank is a full-service bank located in Massachusetts, and currently operates 12 branch offices. We are a local, community bank that delivers a personal touch that only a local bank can offer. We are dedicated to providing high quality, personal customer service, and convenience for individuals, businesses, and community organizations.
www.linkedin.comWebster - 86 Worcester Road Westborough Loan Center* - 45 Lyman Street, Suite 20 Worcester - 230 Park Avenue Worcester - 70 West Boylston Street Office and Branch Locations *Loan services only. Deposits not accepted at this location Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products
cornerstonebank.comLearn more about us here: you’ll discover how our bank mission, vision, and core values make Cornerstone Bank the right bank for you.
cornerstonebank.comGet more information for Cornerstone Bank in Worcester, MA. See reviews, map, get the address, and find directions.
www.mapquest.comCornerstone Bank was founded on the strong legacies of two local mutual banks—SpencerBANK and Southbridge Savings Bank—each with a proud history of serving Central Massachusetts. Since 1871 and 1848, respectively, […]
wbjournal.comIn 2017, Cornerstone Bank was built on the foundation of two local, mutual banks joining together. Learn more about our bank history.
cornerstonebank.comSpecialties: Cornerstone Bank is a full-service bank located in Massachusetts, and currently operates 13 branch offices. We are a local, community bank that delivers a personal touch that only a local bank can offer. We are dedicated to providing high quality, personal customer service, and convenience for individuals, businesses, and community organizations. We work to connect you with opportunities through a broad range of deposit and loan products and services to help you reach your...
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Find answers to common questions
Cornerstone Bank is listed as a financial service provider in Worcester, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cornerstone Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cornerstone Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cornerstone Bank with other providers in Worcester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cornerstone Bank has a rating of 4.5, which is better than 92% of providers in Worcester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cornerstone Bank requests. It is always best to call ahead using the phone number on this page so Cornerstone Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cornerstone Bank also offers: Bank.