Berkshire Bank, located at 11 Park Ave in Worcester, Massachusetts, is a community-focused financial institution with a history tied to the broader regional banking landscape. Originating as a locally rooted bank, it has evolved through mergers, expansions, and strategic reinvestments that reflect the growth of the New England banking ecosystem. The organization operates as a chartered bank, providing policy-supported financial services within a regulated framework designed to safeguard depositors and ensure sound risk management.
Its primary functions center on traditional banking activities, including consumer and small-business deposit products, lending, and related financial services. The bank maintains a physical presence to serve residents and local businesses while integrating standard operational protocols that align with state and federal regulatory requirements. Its scope encompasses everyday banking needs, fund transfers, and routine financial operations necessary to support community commerce. Through its governance structures, Berkshire Bank emphasizes compliance, stability, and prudent administration as it fulfills its role in the regional financial system.
Better than 8% of providers in Worcester
In addition to the primary service, Berkshire Bank also offers:
Berkshire Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Berkshire Bank is listed as a financial service provider in Worcester, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Berkshire Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Berkshire Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Berkshire Bank with other providers in Worcester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Berkshire Bank has a rating of 1.7, which is better than 8% of providers in Worcester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Berkshire Bank requests. It is always best to call ahead using the phone number on this page so Berkshire Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Berkshire Bank also offers: Bank, ATM.