St. Jeans Credit Union, located at 250 Maple St, Lynn, Massachusetts, serves as a member-owned financial cooperative focused on providing accessible financial services to its community. Established to meet the fundamental banking needs of its members, the organization operates as a nonprofit cooperative, reinvesting earnings back into member services and community initiatives. Its governance structure typically relies on a voluntary board of directors elected by credit union members to oversee strategic direction and fiduciary responsibilities.
Historically, credit unions like St. Jeans have emerged as alternatives to traditional for-profit banks, emphasizing cooperative principles, member participation, and local economic development. The credit union’s primary functions include deposit taking, loan origination, and the provision of basic financial products designed to support savings, responsible borrowing, and everyday banking needs. Operationally, it tends to balance safety, soundness, and service accessibility within the constraints of regulatory compliance and member stewardship. The scope of activities commonly encompasses consumer lending, share accounts, and financial education resources to support prudent financial management.
Better than 44% of providers in Lynn
In addition to the primary service, St. Jean's Credit Union also offers:
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St. Jean's Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
St. Jean's Credit Union is listed as a financial service provider in Lynn, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask St. Jean's Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from St. Jean's Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare St. Jean's Credit Union with other providers in Lynn and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
St. Jean's Credit Union has a rating of 3.1, which is better than 44% of providers in Lynn.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents St. Jean's Credit Union requests. It is always best to call ahead using the phone number on this page so St. Jean's Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, St. Jean's Credit Union also offers: Credit union, ATM.