Washington Savings Bank is a mutual, community-focused financial institution headquartered in Lowell, Massachusetts, with historic roots dating to its founding in 1892. The bank operates primarily in the Merrimack Valley, serving Lowell and nearby Dracut, and maintains a long-standing presence as a locally governed, member-owned entity rather than a stockholder-driven organization. Its history reflects steady regional growth through service expansion and a commitment to addressing the financial needs of individual consumers and small businesses in the area. The organization emphasizes traditional deposit products and loan offerings, including personal, mortgage, and small-business solutions, delivered through a community banking model that prioritizes accessible, personal customer service. Operationally, Washington Savings Bank concentrates its efforts on localized banking services, sustaining branches that support community connectivity, financial education, and tailored product structures designed for residents and small enterprises within its service footprint. The bank’s regional focus aligns with its mutual ownership framework, reinforcing its emphasis on community stewardship rather than external equity pressure.
Better than 29% of providers in Lowell
In addition to the primary service, Washington Savings Bank also offers:
Links and information about Washington Savings Bank:
We’ve spent over 125 years growing and developing in the Greater Lowell community. We made our first home in Lowell, MA, in 1892 and in 1998 added a Dracut branch to help us better serve the community. Through the years, we’ve come to understand the unique needs, challenges, and opportunities that come with living in Lowell or Dracut and surrounding areas better than most. As the community continues to grow, Washington Savings Bank strives to meet those needs with the community banking...
www.washingtonsavings.comSee company details and contact information for Washington Savings Bank as well as related information and industry data.
seamless.aiWashington Savings Bank 357 seguidores en LinkedIn. We Give You More! Washington Savings Bank was established in Lowell in 1892 and serves the Merrimack Valley through branches in Lowell and Dracut. The bank is organized as a mutual bank, which means no stockholders, and currently has $200mm in assets. The Bank offers the latest technology in deposit and lending services to consumers and businesses while maintaining the personalized customer service of a smaller bank.
www.linkedin.com3 DESCRIPTION OF INSTITUTION Background Washington Savings Bank is a mutually owned savings bank headquartered in Lowell, Massachusetts, and operates primarily in the northeastern part of Massachusetts and in a limited portion of southern New Hampshire. Washington Savings Bank received an Outstanding rating from the Massachusetts Division of Banks during its prior evaluation of March 26, 2018, based on
www.mass.govSpecialties: In 1892, Washington Savings Bank made its first home in Lowell, MA. With the growing success of the Bank, two more branches were added in Dracut and Tyngsboro in 1997 and 1998 to help us better serve the Greater Lowell community.Our product line is extensive and offers a number of checking, savings, and loan products to individuals of all ages. As a member of the SUM ATM Network and Allpoint Network, our customers can use their ATM/MasterMoney debit card surcharge free at over...
www.yelp.comCommunity banking at its best. Deposits and lending with the friendly service you deserve.
business.greaterlowellcc.orgLocally based and managed, Lowell Five provides tailor-made convenient banking for people, businesses, and municipalities in northeast Massachusetts and southern New Hampshire.
www.lowellfive.comOther providers in Lowell with similar ratings:
Washington Savings Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Washington Savings Bank is listed as a financial service provider in Lowell, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Washington Savings Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Washington Savings Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Washington Savings Bank with other providers in Lowell and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Washington Savings Bank has a rating of 3.3, which is better than 29% of providers in Lowell.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Washington Savings Bank requests. It is always best to call ahead using the phone number on this page so Washington Savings Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Washington Savings Bank also offers: Bank, ATM.