Members Plus Credit Union is a financial cooperative serving Dorchester and surrounding communities from its location at 494 Gallivan Boulevard, Dorchester, Massachusetts. Established to provide accessible financial services, the organization operates as a member-owned, nonprofit financial institution that emphasizes thrift, democratic governance, and community-oriented initiatives. Its history reflects a commitment to offering broad member benefits through cooperative principles, with a focus on satisfying the diverse savings and loan needs of individuals who live, work, or worship in the service area.
The credit union’s primary functions include accepting deposits, providing loans, and offering related financial services to members. It supports routine consumer banking activities such as savings accounts, checkings, and loan products, while also delivering guidance through personalized member service. Operational scope centers on maintaining federal or state regulatory compliance, safeguarding member funds, and sustaining safe, sound, and transparent financial practices. As a community-focused institution, it seeks to foster financial inclusion and resilience among members within its service footprint.
Better than 40% of providers in Dorchester
In addition to the primary service, Members Plus Credit Union also offers:
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Members Plus Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Members Plus Credit Union is listed as a financial service provider in Dorchester, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Members Plus Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Members Plus Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Members Plus Credit Union with other providers in Dorchester and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Members Plus Credit Union has a rating of 4.3, which is better than 40% of providers in Dorchester.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Members Plus Credit Union requests. It is always best to call ahead using the phone number on this page so Members Plus Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Members Plus Credit Union also offers: Credit union, Bank, Car finance and loan company, Loan agency, Mortgage lender.