The City of Boston Credit Union, located at 77 Spring Street in Boston, Massachusetts, is a community-oriented financial cooperative organized to serve its members through member-owned governance. Established to provide accessible savings and lending services, the institution operates as a not-for-profit cooperative that emphasizes financial inclusion and shared ownership among its membership. Its organizational structure supports a federal or state-regulated framework designed to safeguard members’ deposits and ensure prudent management of funds.
Historically, credit unions of this type emerged to offer affordable financial services to local residents and employees, often prioritizing member welfare and community development. The organization typically provides a range of basic financial products aligned with cooperative principles, including savings accounts, share certificates, and loan products, administered through member- or staff-managed operations. Its mission centers on fostering financial stability, education, and resilience within the community it serves. The credit union’s activities are conducted within the scope of applicable laws and regulatory oversight that govern cooperative financial institutions.
Better than 29% of providers in Boston
In addition to the primary service, City of Boston Credit Union also offers:
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City of Boston Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
City of Boston Credit Union is listed as a financial service provider in Boston, MA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask City of Boston Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from City of Boston Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare City of Boston Credit Union with other providers in Boston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
City of Boston Credit Union has a rating of 3.8, which is better than 29% of providers in Boston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents City of Boston Credit Union requests. It is always best to call ahead using the phone number on this page so City of Boston Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, City of Boston Credit Union also offers: Credit union, ATM.