The NIH Federal Credit Union is a member-owned financial cooperative serving employees of the National Institutes of Health, other designated U.S. government personnel, and related groups. Established to provide cooperative access to financial products and services, the organization operates within a framework that emphasizes member ownership, democratic governance, and mutual benefit. Its history is tied to the broader development of credit unions in federal employee settings, with growth aligned to the needs of NIH staff and affiliated individuals seeking secure, accessible financial services.
The credit union offers a range of functions typical of not-for-profit financial cooperatives, including deposit accounts, loan products, and advising services designed to support members’ financial stability and planning. Its operational scope extends to branch locations and member services intended to facilitate day-to-day banking, savings, and credit access. As a federally chartered, member-focused institution, NIH Federal Credit Union prioritizes prudent risk management, regulatory compliance, and the sustainable stewardship of members’ assets.
Better than 78% of providers in Rockville
In addition to the primary service, NIH Federal Credit Union also offers:
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NIH Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
NIH Federal Credit Union is listed as a financial service provider in Rockville, MD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask NIH Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from NIH Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare NIH Federal Credit Union with other providers in Rockville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
NIH Federal Credit Union has a rating of 4.7, which is better than 78% of providers in Rockville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents NIH Federal Credit Union requests. It is always best to call ahead using the phone number on this page so NIH Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, NIH Federal Credit Union also offers: Federal credit union, ATM, Bank, Credit union.