Cumberland County Federal Credit Union is a member-owned financial cooperative located at 1345 Washington Avenue in Portland, Maine. Established to serve the financial needs of individuals who share a common bond, the credit union operates as a nonprofit organization that returns earnings to its members in the form of competitive rates, lower fees, and enhanced member services. Its structure emphasizes democratic control, with each member typically holding one vote in electing a board of directors who oversee strategic direction and governance.
Historically, Cumberland County Federal Credit Union has focused on providing accessible financial services to its community, aligning its products and services with the needs of local residents and employees within its field of membership. Its primary functions include accepting deposits, providing loans, and offering basic financial services such as account management and payments. The organization operates within the regulatory framework governing credit unions, maintaining safety and soundness standards while pursuing service reliability for its members.
Better than 64% of providers in Portland
In addition to the primary service, Cumberland County Federal Credit Union also offers:
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Cumberland County Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cumberland County Federal Credit Union is listed as a financial service provider in Portland, ME and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cumberland County Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cumberland County Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cumberland County Federal Credit Union with other providers in Portland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cumberland County Federal Credit Union has a rating of 4.0, which is better than 64% of providers in Portland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cumberland County Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Cumberland County Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cumberland County Federal Credit Union also offers: Federal credit union, ATM, Loan agency.