Empeople Credit Union, headquartered at 6 State St, Bangor, Maine, operates as a member-owned financial cooperative serving residents and businesses within its field of membership. As a not-for-profit institution, it emphasizes returning surplus earnings to members through improved services, competitive rates, and enhanced financial resources. The organization traces its roots to the cooperative movement, aligning with community-based banking principles that prioritize member needs and democratic governance.
Historically, Empeople Credit Union has evolved from local financial partnerships to a broader community-focused institution, expanding access to basic banking services while maintaining a cooperative ethos. Its primary functions include safeguarding members’ deposits, providing loan access, and offering financial products designed to support everyday banking needs. The credit union supports operational functions such as daily account management, member education, and prudent risk controls to promote financial stability. Serving individuals and small businesses within its common bond, Empeople collaborates with local stakeholders to foster financial inclusion and community resilience.
In addition to the primary service, Empeople Credit Union also offers:
Other providers in Bangor with similar ratings:
Empeople Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Empeople Credit Union is listed as a financial service provider in Bangor, ME and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Empeople Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Empeople Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Empeople Credit Union with other providers in Bangor and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Empeople Credit Union has a rating of 3.5, compared to the city average of 3.9.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Empeople Credit Union requests. It is always best to call ahead using the phone number on this page so Empeople Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Empeople Credit Union also offers: Credit union, ATM, Financial institution, Mortgage lender.