Paycheck Loans at 9447 Mansfield Rd, Shreveport, LA 71118 operates as a consumer-oriented lending facility that provides short-term lending options. The organization appears to focus on payday-style products, targeting individuals seeking rapid access to cash to cover immediate expenses. Its work likely involves processing loan applications, assessing creditworthiness within small-dollar parameters, and administering loan terms and repayment schedules consistent with its product category.
Historically, payday lenders in Louisiana operate under state regulations that license non-depository lenders and oversee deferred-presentment and small-loan activities. These regulatory frameworks establish licensing requirements, consumer protections, and reporting obligations for entities engaging in such lending activities. The entity’s services, as inferred from its described location and product type, are positioned within the broader landscape of short-term financing options available to Louisiana residents, subject to applicable state law and financial regulations.
For clarity, this overview avoids promotional language and refrains from endorsing or recommending any particular lender or product. It emphasizes the organization’s general function and regulatory context rather than specific terms or performance data.
Better than 28% of providers in Shreveport
Links and information about Paycheck Loans:
(Deferred Presentment and Small Loans) The Non-depository Division of the Office of Financial Institutions regulates the licensing of license lenders (finance companies), insurance premium finance companies, and deferred presentment and small loan lenders (payday lenders) operating within the state of Louisiana. Persons who wish to engage in the business of making consumer loans must hold […]
ofi.la.govI work at an online payday loan company that issues 10's of thousands of dollars in illegal loans a day.. AMA!... Using a new/throw away here. I lost my previous job about a year ago and just took the first job I could find. It is a little embarrassing telling people what I do for a living right now but it pays the bills. I have a moral issue with what I am doing and recently, through my own research found out the employees are lied to and about 90% (if not all) the loans we issue are illegal....
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Paycheck Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Paycheck Loans is listed as a financial service provider in Shreveport, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Paycheck Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Paycheck Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Paycheck Loans with other providers in Shreveport and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Paycheck Loans has a rating of 4.3, which is better than 28% of providers in Shreveport.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Paycheck Loans requests. It is always best to call ahead using the phone number on this page so Paycheck Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Paycheck Loans also offers: Loan agency.