Paycheck Loans operates as a financial service organization based in Shreveport, Louisiana, with a focus on short-term lending products. The entity’s core activities center on providing small-dollar loans intended to bridge gaps in funds between paydays, aligning with the typical structure of payday lending operations. Historically, such organizations emerged to offer rapid access to cash, often emphasizing quick approvals and minimal underwriting, though state regulations shape their accessibility and terms. Operationally, the organization appears to operate within Louisiana, serving residents seeking immediate liquidity for urgent expenses, while avoiding long-term debt instruments. The organization’s scope includes product offerings such as personal loans and paycheck-advance services, reflecting a niche in consumer finance that emphasizes fast disbursement and repayment aligned to upcoming wages. The record at the address indicates a physical presence that likely includes administrative, underwriting, and customer-service functions, consistent with a localized lending footprint.
Note: Information derived from publicly available pages referencing Paycheck Loans and related payday lending sites in the region. Specific operational details or internal policies are not disclosed here and should be verified with primary documents or regulators.
Better than 28% of providers in Shreveport
Links and information about Paycheck Loans:
I work at an online payday loan company that issues 10's of thousands of dollars in illegal loans a day.. AMA!... Using a new/throw away here. I lost my previous job about a year ago and just took the first job I could find. It is a little embarrassing telling people what I do for a living right now but it pays the bills. I have a moral issue with what I am doing and recently, through my own research found out the employees are lied to and about 90% (if not all) the loans we issue are illegal....
www.reddit.comA little background: I'm a college student in Nevada (Econ Major) and got hooked up with the job through a family friend. Didn't really know what I was getting into. It was an alright job worked there for about a year for extra beer money. Edit: Thanks for the questions everyone and keeping it civil I know the industry has a very negative perception to it. I don't mean to defend the industry I just wanted to answer some genuine questions which worked out great. I am surprised I didn't get more...
www.reddit.comelectronically. Instructions: The CFPB encourages the early submission of comments. All submissions must include the document title and docket number. In general, all comments received will be posted without change to https://www.regulations.gov. All submissions, including attachments and other supporting materials, will become part of the public record and subject to public... disclosure. Proprietary information or sensitive personal information, such as account numbers or Social Security...
files.consumerfinance.govOther providers in Shreveport with similar ratings:
Paycheck Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Paycheck Loans is listed as a financial service provider in Shreveport, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Paycheck Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Paycheck Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Paycheck Loans with other providers in Shreveport and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Paycheck Loans has a rating of 4.3, which is better than 28% of providers in Shreveport.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Paycheck Loans requests. It is always best to call ahead using the phone number on this page so Paycheck Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Paycheck Loans also offers: Loan agency.