Pelican State Credit Union is a not-for-profit financial cooperative that serves members through a network of branches and digital channels. Established to provide accessible financial services, the organization operates under cooperative principles that prioritize member ownership, democratic governance, and reinvestment in member-focused products and services. Its history reflects a trajectory from community-based credit unions to a broader regional presence, embracing growth while maintaining a cooperative ethos.
The credit union’s core functions include safeguarding deposited funds, granting loans, and offering payment and transaction services tailored to individual and small business needs. Operationally, it combines in-person branch operations with online and mobile access to accommodate diverse member preferences. The institution emphasizes financial inclusion, consumer protection, and compliance with applicable regulations governing credit unions. By maintaining prudent liquidity and risk management practices, it seeks to sustain stable member service capabilities over time, aligning with the broader mission of fostering financial well-being within the communities it serves.
Better than 39% of providers in Lafayette
In addition to the primary service, Pelican State Credit Union also offers:
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Pelican State Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Pelican State Credit Union is listed as a financial service provider in Lafayette, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Pelican State Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Pelican State Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Pelican State Credit Union with other providers in Lafayette and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Pelican State Credit Union has a rating of 4.6, which is better than 39% of providers in Lafayette.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Pelican State Credit Union requests. It is always best to call ahead using the phone number on this page so Pelican State Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Pelican State Credit Union also offers: Credit union, Financial institution.