Harbor Loans of Lafayette is a consumer finance organization operating from 104 Youngsville Hwy, Lafayette, LA 70508. The entity appears to function within the local lending sector, providing loan-related services typical of community finance firms. Its historical footprint aligns with regional financial services focused on short-term borrowing and personal loans, serving residents of Lafayette Parish and surrounding areas.
The organization is described as offering financing solutions through a straightforward, locally oriented business model. Primary operations likely include client intake, loan underwriting, and fund disbursement, with a regional emphasis on serving individuals seeking accessible credit. The physical location places the firm within a network of nearby financial service providers in the Lafayette area.
Note: Publicly available directories and profiles identify Harbor Loans of Lafayette at the stated address, reinforcing its status as a locally situated finance provider. For precise service descriptions, licensing details, and regulatory status, consult official state and local records.
Better than 4% of providers in Lafayette
Links and information about Harbor Loans of Lafayette:
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Harbor Loans of Lafayette is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Harbor Loans of Lafayette is listed as a financial service provider in Lafayette, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Harbor Loans of Lafayette to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Harbor Loans of Lafayette, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Harbor Loans of Lafayette with other providers in Lafayette and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Harbor Loans of Lafayette has a rating of 1.3, which is better than 4% of providers in Lafayette.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Harbor Loans of Lafayette requests. It is always best to call ahead using the phone number on this page so Harbor Loans of Lafayette can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Harbor Loans of Lafayette also offers: Loan agency.