12M Payday Loans operates as a storefront lending location located at 8739 Jefferson Hwy, Baton Rouge, Louisiana. The organization presents itself as part of a network offering short-term cash advances in local communities, with a business model centered on in-person customer interactions at a fixed address. Its public-facing materials indicate a focus on providing immediate liquidity options for customers who may need access to funds outside traditional banking channels.
The Baton Rouge location is listed as part of a broader regional footprint that includes additional Louisiana cities, implying an organizational structure built around multiple physical outlets. Services described emphasize direct, brick-and-mortar customer service and on-site loan discussions, with typical hours noted for weekday and weekend operation. The entity presents contact points (phone and email) associated with the Baton Rouge site, indicating standard retail-channel communication practices.
Better than 35% of providers in Baton Rouge
Links and information about 12M Payday Loans:
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12M Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
12M Payday Loans is listed as a financial service provider in Baton Rouge, LA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 12M Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 12M Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 12M Payday Loans with other providers in Baton Rouge and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
12M Payday Loans has a rating of 4.0, which is better than 35% of providers in Baton Rouge.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 12M Payday Loans requests. It is always best to call ahead using the phone number on this page so 12M Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 12M Payday Loans also offers: Loan agency.