CheckSmart at 1713 Madison Ave, Covington, KY 41011 is a consumer financial services company that provides payday loan and short-term cash advance options. The organization has operated in the Covington area as a storefront lender serving consumers seeking rapid access to cash, with a history tied to licensed small-loan providers that function within local regulations. Primary functions include offering short-term financing products and related services designed to address immediate liquidity needs, with operations focused on consumer lending activities rather than long-term installment plans. The entity’s scope appears centered on storefront operations in Covington, aligning with nearby Madison Avenue commercial activity and neighborhood financial services ecosystems. As with similar lenders, its activities are regulated at state and local levels, and the organization operates within the framework of Kentucky’s consumer lending laws. Further details about corporate history, ownership, and licensing specifics would require official state records or regulatory disclosures.
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In addition to the primary service, CheckSmart also offers:
Links and information about CheckSmart:
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www.linkedin.comCheckSmart is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
CheckSmart is listed as a financial service provider in Covington, KY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask CheckSmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from CheckSmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare CheckSmart with other providers in Covington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
CheckSmart has a rating of 4.9, compared to the city average of 4.9.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents CheckSmart requests. It is always best to call ahead using the phone number on this page so CheckSmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, CheckSmart also offers: Loan agency, Check cashing service, Financial institution.