Credit Union of America is a member-owned financial cooperative serving individuals and communities in Wichita and surrounding areas. Established to provide accessible financial services, the organization operates as a nonprofit, member-focused institution governed by a board elected from its membership. Its history reflects a commitment to mutual aid and prudent financial stewardship, with roots in the cooperative banking tradition that emphasizes shared ownership and democratic control.
The credit union offers routine financial operations typical of credit unions, including deposit accounts, loans, and basic payment services. Its primary functions center on safeguarding members’ funds while facilitating everyday financial activities, credit access, and savings opportunities. By leveraging shared resources, the organization aims to deliver competitive rates and personalized service within a community-oriented framework. Operational scope extends to branch-based services, supported by governance structures that align strategic decisions with member needs and regulatory compliance. The institution maintains a focus on financial inclusion, community development, and responsible stewardship of members’ assets.
Better than 15% of providers in Wichita
In addition to the primary service, Credit Union of America also offers:
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Credit Union of America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Credit Union of America is listed as a financial service provider in Wichita, KS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Union of America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Union of America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Union of America with other providers in Wichita and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Union of America has a rating of 4.0, which is better than 15% of providers in Wichita.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Union of America requests. It is always best to call ahead using the phone number on this page so Credit Union of America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Union of America also offers: Credit union, Bank, Car finance and loan company, Financial planner, Mortgage lender.