Loansmart is a Kansas-based financial services organization operating from the Topeka address at 1914 NW Topeka Blvd, Topeka, KS 66608. The entity appears to offer loan products and related financial solutions primarily aimed at individuals seeking short- to mid-term borrowing options, reflecting common industry practice in the region. Its historical footprint is tied to Topeka’s local consumer-finance landscape, where community-facing lenders historically provided personal and collateral-based borrowing services.
Nature and scope - Primary function: provision of consumer loan options and related financial services tailored to individuals’ liquidity needs. - Operational footprint: focused on the Topeka metropolitan area, consistent with a small-to-mid sized local finance enterprise serving nearby residents. - Regulatory context: operates within the U.S. consumer lending framework, requiring licensing and compliance with state and federal lending regulations. - Market position: part of a regional cluster of lenders offering similar products, with emphasis on accessibility and local service.
Note: Specific statistics, licenses, and service terms are not cited here due to limited verifiable data in this context.
Address
1914 NW Topeka Blvd, Topeka, KS 66608
Phone
(785) 23 47 558Website
expressloansofamerica.comBetter than 56% of providers in Topeka
Links and information about Loansmart:
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Loansmart is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Loansmart is listed as a financial service provider in Topeka, KS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Loansmart to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Loansmart, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Loansmart with other providers in Topeka and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Loansmart has a rating of 4.9, which is better than 56% of providers in Topeka.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Loansmart requests. It is always best to call ahead using the phone number on this page so Loansmart can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Loansmart also offers: Loan agency.