Truity Credit Union, located at 3400 W 6th St, Lawrence, Kansas, operates as a member-owned financial cooperative serving individuals who share a common bond. Established to provide cooperative financial services, the organization emphasizes accessible banking options, including savings, share accounts, and various loan products tailored to members’ needs. As a credit union, its governance typically reflects a democratic structure where members elect volunteer leaders to oversee operations and strategic direction.
Historically, credit unions in communities like Lawrence emerged to support local residents and employees with affordable financial services, fostering thrift and financial stability. Truity Credit Union appears to function within this framework by offering traditional financial activities such as deposits, lending, and routine account management. Its operational scope likely includes serving local residents and select employer groups, maintaining member-focused service standards, and integrating standard compliance practices required of depository institutions. The organization’s emphasis remains on cooperative principles, member education, and accessible financial resources aligned with community needs.
Better than 41% of providers in Lawrence
In addition to the primary service, Truity Credit Union also offers:
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Truity Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Truity Credit Union is listed as a financial service provider in Lawrence, KS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Truity Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Truity Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Truity Credit Union with other providers in Lawrence and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Truity Credit Union has a rating of 3.9, which is better than 41% of providers in Lawrence.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Truity Credit Union requests. It is always best to call ahead using the phone number on this page so Truity Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Truity Credit Union also offers: Credit union, ATM, Federal credit union, Financial institution, Mortgage lender.