Advance America, located at 7636 State Ave, Kansas City, KS 66112, operates as a nationally branded provider of consumer financial services focused on short-term loan products and related services. The organization has a history dating back to its founding in the late 1990s as part of a broader network of storefront lending locations, expanding its reach through a combination of in-store and online platforms to serve customers seeking quick access to cash and basic credit facilities. Core functions include facilitating cash advances and installment-style lending, with additional services such as money transfers via Western Union and online loan applications, enabling customers to obtain funds with minimal delay. The Kansas City location serves residential and small-business customers within its local market, offering straightforward documentation requirements and staff-assisted guidance through the lending process. Operational scope encompasses in-person visits to the storefront as well as online applications, reflecting the organization's multi-channel approach to consumer finance.
Better than 71% of providers in Kansas City
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
Advance America is here to help you with easy online cash advances, fast cash loans and more. Apply online now or visit any of our 800+ locations.
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Find answers to common questions
Advance America is listed as a financial service provider in Kansas City, KS and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Kansas City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 71% of providers in Kansas City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.