The U.S. Bank Branch at 4045 Merle Hay Rd in Des Moines, Iowa operates as a local banking facility within the broader U.S. Bank network. Its primary purpose is to provide routine banking services to individuals and small businesses in the surrounding community. As a branch, it supports customer access to deposit products, routine teller transactions, and basic account services that align with the bank’s nationwide offering framework.
Historically, U.S. Bank has grown through acquisition and expansion, integrating branches into a consistent operating model designed to serve diverse financial needs. The Des Moines location functions within this framework, delivering in-person support, account management, and access to digital banking tools through branch staff. Its service scope includes assisting with routine financial tasks, information about products, and process-oriented transactions that facilitate daily banking activities. The branch adheres to the institution’s standards for compliance, risk management, and customer privacy while coordinating with the broader branch network to maintain continuity of service.
Better than 5% of providers in Des Moines
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U.S. Bank Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
U.S. Bank Branch is listed as a financial service provider in Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask U.S. Bank Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from U.S. Bank Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare U.S. Bank Branch with other providers in Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
U.S. Bank Branch has a rating of 3.0, which is better than 5% of providers in Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents U.S. Bank Branch requests. It is always best to call ahead using the phone number on this page so U.S. Bank Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, U.S. Bank Branch also offers: Bank.