Hometown Cash Advance is a small, for-profit financial services organization located at 4212 Douglas Ave D, Des Moines, IA 50310. Its core activity involves providing short-term consumer loans, often characterized as payday loans, to residents within the local community. The organization’s history is typical of regional storefront lenders that operate with a focus on convenient access to cash and rapid loan decisions, contributing to a longstanding presence in the local finance landscape. Primary functions include loan origination, basic underwriting, and customer service tailored to short-term borrowing needs, with operations confined to the local market as part of a broader, informal network of similar lenders in the region. Operational scope generally centers on face-to-face interactions at brick-and-mortar locations, adherence to state regulatory frameworks, and routine repayment processing, without extending to wider financial advisory services or investment products.
Address
4212 Douglas Ave D, Des Moines, IA 50310
Phone
(515) 25 50 400Website
hometowncashstores.comBetter than 29% of providers in Des Moines
In addition to the primary service, Hometown Cash Advance also offers:
Links and information about Hometown Cash Advance:
Get more information for Hometown Cash Advance in Ottumwa, IA. See reviews, map, get the address, and find directions.
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Find answers to common questions
Hometown Cash Advance is listed as a financial service provider in Des Moines, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Hometown Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Hometown Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Hometown Cash Advance with other providers in Des Moines and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Hometown Cash Advance has a rating of 4.2, which is better than 29% of providers in Des Moines.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Hometown Cash Advance requests. It is always best to call ahead using the phone number on this page so Hometown Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Hometown Cash Advance also offers: Loan agency, Check cashing service, Financial consultant.