Ascentra Credit Union, located at 1515 W 53rd St, Davenport, Iowa, operates as a member-owned financial cooperative. Its organizational structure centers on democratic governance, with members collectively owning the credit union and exercising voting rights to influence strategic direction. Historically established to provide accessible financial services, the organization typically emphasizes cooperative principles such as member sovereignty, education, and community development as core motivations for its existence. Its existence within the Davenport area reflects a broader movement of small to mid-sized credit unions formed to serve local needs beyond traditional for-profit institutions.
The credit union’s primary functions generally include accepting deposits, offering loan products, and providing payment services to its members. Operational scope typically encompasses retail branches, member education initiatives, and technology-enabled banking options designed to support everyday financial activity. As a community-focused financial institution, its activities are oriented toward safeguarding member deposits, facilitating responsible lending, and promoting financial literacy within its service area.
Better than 33% of providers in Davenport
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Ascentra Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Ascentra Credit Union is listed as a financial service provider in Davenport, IA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Ascentra Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Ascentra Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Ascentra Credit Union with other providers in Davenport and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Ascentra Credit Union has a rating of 4.5, which is better than 33% of providers in Davenport.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Ascentra Credit Union requests. It is always best to call ahead using the phone number on this page so Ascentra Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Ascentra Credit Union also offers: Credit union.