United Federal Credit Union (UFCU) is a member-owned, nonprofit financial cooperative established in 1949 to serve employees of North American employers and their communities. Its evolution from a small, plant-based credit union into a multi-state network reflects a broader trend in cooperative banking, emphasizing shared financial services over profit distribution to stockholders. UFCU operates as a financial cooperative that pools members’ deposits to fund loans and provides a range of typical credit union products, including savings, checking, consumer and auto loans, mortgages, and member services. The organization’s history highlights steady growth through branch expansion and strategic acquisitions, with a focus on building financial stability and accessible services across its chosen markets. Primary functions include safeguarding member deposits, underwriting loans, offering digital and branch-based financial experiences, and supporting local communities through financial education and outreach. The entity’s presence on Ireland Road situates it within the South Bend metropolitan area, contributing to local financial access and membership-based governance.
Better than 41% of providers in South Bend
In addition to the primary service, United Federal Credit Union - Ireland Road also offers:
Links and information about United Federal Credit Union - Ireland Road:
Founded in 1949, United has a rich history helping our Members and community by helping them to build a sound financial future.
unitedfcu.comUnited Financial Credit Union 1,757 followers on LinkedIn. Where We Put U First! Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Since we do not pay stockholders, after expenses, profits are returned to you and fellow members in the form of better savings and loan rates.
www.linkedin.comUnited Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Learn how we've grown over the years.
www.usfcu.org9 reviews of NOTRE DAME FEDERAL CREDIT UNION "I recently left this bank due to them changing computer systems back in April 2014. Your history online was gone and it was like starting all over. Then, due to the change, the new Android app for NDFCU will lock up your phone. I could get no support for the bank in getting this issue resolved. If you look at the ratings on Google Play for this app, everyone is rating it around 1 star. Also their ATM at the Ireland Road facility was down on many...
www.yelp.comUnited Federal Credit Union 6,674 followers on LinkedIn. Insured by NCUA. 2025 Top 10 Inspiring Workplaces in North America, 2024 American Banker Best Credit Unions to Work For How it all started. United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
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United Federal Credit Union - Ireland Road is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
United Federal Credit Union - Ireland Road is listed as a financial service provider in South Bend, IN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask United Federal Credit Union - Ireland Road to explain the terms in writing before you proceed.
To improve your chances of getting better terms from United Federal Credit Union - Ireland Road, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare United Federal Credit Union - Ireland Road with other providers in South Bend and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
United Federal Credit Union - Ireland Road has a rating of 4.1, which is better than 41% of providers in South Bend.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents United Federal Credit Union - Ireland Road requests. It is always best to call ahead using the phone number on this page so United Federal Credit Union - Ireland Road can confirm exactly which documents you need for your specific situation.
In addition to its primary service, United Federal Credit Union - Ireland Road also offers: Federal credit union, ATM, Credit union, Financial institution.